Convert between the Indian rupee and 18 other currencies, including the US dollar, UAE dirham, Saudi riyal, Qatari riyal, British pound, euro and Singapore dollar. These are the currencies most used by Indians sending money home or travelling abroad.
Where the rates come from
Rates are the daily reference rates published by the European Central Bank, refreshed on our site every few hours. Gulf currencies that are pegged to the US dollar (AED, SAR, QAR, OMR and BHD) are calculated from the dollar rate at their official peg, so they move in line with the dollar.
Why your bank gives you less
The rate shown is a mid-market reference rate. Banks, exchange houses, card networks and remittance apps add a margin on top, and may charge a fee. When sending money to India, compare the final rupee amount the recipient will get, not just the advertised fee.
Tips for NRIs sending money home
- Check both the exchange rate margin and the fixed fee. A “zero fee” transfer can still cost more through a poor rate.
- Money sent to an NRE account is fully repatriable and its interest is tax-free in India. Money in an NRO account is taxable.
- Large transfers usually get better rates. Splitting into many small transfers can add fees.